• Riders riding H-D motorcycles on roads between hills

    H-D™ Flex Financing

    An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease.

Benefits for the Rider

FLEXIBILITY

Multiple end of term options to enhance your H-D® motorcycle ownership experience; Pay off your current bike to own it outright, trade-in1, refinance2 or return3 it to an authorized dealership at the end of your term.

SHORTER TERMS

Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.

ATTRACTIVE MONTHLY PAYMENTS

Enjoy a break from traditional buying and leasing by making monthly payments as low as $326 on Grand American Touring Models with 10% down and a final balloon payment of $16,994 due at the end of the 48-month term.

Compare Financing Rates

Compare Financing Rates

Flex Financing

Traditional Financing

Bike Types

All MY 2024 & MY 2025 New BikesMY2021-MY2025 H-D Certified Bikes

All Bikes

Terms

36 and 48-months

24 to 84-months
96-months on select models

Payment

Lower monthly payments throughout your term with a single final balloon payment+
Trade-in1 for a new H-D® model

You will pay the same amount each month until the bike is paid off

End of Terms

Keep your current bike after paying off remainderRefinance2 your balloon payment with HDFSReturn3 your bike after settling your account balance

Your loan is fully paid off. The bike is yours to keep or trade-in

  • Man standing near motorcycle

    Flex Financing

    YOUR END-OF-LOAN OPTIONS

    The time has come to make an important choice regarding your H-D® motorcycle. With H-D™ Flex Financing, you have several options when it comes to what the end of your chosen term looks like.

    Now, is the time to exercise the flexibility of your end-of-loan options.

Financing On Your Terms: H-DTM Flex Financing