Motorcycle Financing

We offer financing solutions for new, used, and private party H‑D® motorcycle purchases - from flexible loan rates and terms, to offers for new riders and active military– your local dealer will tailor a solution for your unique needs.

FINANCE YOUR BIKE

We offer financing solutions for new, used and private party H-D® motorcycle purchases - from flexible loan rates and terms, to offers for new riders and active military.

H-D™ FLEX FINANCING

An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease.

RIDER-TO-RIDER FINANCING

The Harley-Davidson® Rider-to-Rider Financing program offers financing to qualified individuals who are buying a used motorcycle from a private party.

Wondering what your monthly payment might be?

Current Financing Offers

Explore Flex Financing

Enjoy a break from traditional buying and leasing by making monthly payments as low as $340 on Grand American Touring Models with 10% down and a final balloon payment of $16,238.67 due at the end of the 48 month term.

Use by May 1st, 2025

GET ON A SPORT FOR AS LOW AS $155 PER MONTH

Take advantage of extended terms now available on all Sport® models and ride for as little as $155 per month with 10% Down for 84 months.

GET ON SELECT GRAND AMERICAN TOURING MODELS FOR UNDER $408 PER MONTH

Take advantage of extended terms now available on all Grand American Touring models and ride for as little as $408 per month with 10% Down for 96 months.

RIDER TRAINING GRADUATES 6.79% APR OFFER ON USED

Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 6.79% APR on used motorcycles. You must apply within 180 days of course completion.

GET 7.44% APR AND $0 DOWN ON USED MOTORCYCLES

Rates start at 7.44% APR for Used Harley‑Davidson® motorcycles with $0 down options available.

Ready to buy?

Financing FAQ

You will be asked to provide basic information such as your address, contact information, date of birth, Social Security number, income, and employer.

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database.

Submit a standard application with your employer listed and then discuss the options available for active military personnel with your dealership.